Which of the following is a court-ordered method to initiate repossession?

• A. Voluntary
• B. Involuntary
• C. Writ of possession (court order)
• D. None of the above

Answer: (C)

A writ of possession is a court order that directs law enforcement to take and deliver possession of the collateral to the lender. After a default and a judgment, the court can issue this writ, giving legal authority to repossess the property and ensuring the process is carried out without liability for the lender. Voluntary repossession happens with the borrower's consent and isn’t court-ordered, while involuntary repossession without a court order is allowed in some situations only if it can be done without breaching the peace. Therefore, the court-ordered path is the writ of possession.